2) Make sure you save as much as possible in your long-term retirement accounts, so that you can retire sooner and start working on your mission full-time. If you have a corporate job, you likely have a 401(k). If you are with a small firm, you might have a Simple-IRA. If you work for a government agency, like a school district, you likely have a 403(b) or other pension plan. If you are self-employed, you need to set up an SEP (self-employed pension) if you do not already have one.